Datos clave
- Daños civilesThe holder may recover the face amount plus actual damages, or the face amount plus a service charge, or, after 15 days' notice, three times the face amount but not less than $100, under Colo. Rev. Stat. Section 13-21-109.[1]
- Monto a partir del cual es delito graveFraud by check is a class 6 felony from $2,000 up to $5,000, rising through class 5, 4, 3, and 2 felonies at higher amounts, under Colorado law ($2,000).[2]
- Pena por delito menorFraud by check is a petty offense under $300, a class 2 misdemeanor from $300 up to $1,000, and a class 1 misdemeanor from $1,000 up to $2,000, under Colorado law.[2]
- Plazo del avisoThe holder must give 15 days' written notice of nonpayment before treble damages become available, under Colorado law (15 días).[1]
- Cargo máximo por cheque devueltoA posted or contractual service charge on a dishonored check may not exceed $20 under Colorado law ($20).[1]
- Ley citadaColo. Rev. Stat. Section 18-5-205[2]
- Plazo de prescripciónSix years for a standard actual-damages claim and two years for a treble-damages claim under Colorado law.[1]
- Multiplicador de los daños civilesColorado allows treble damages of three times the check's face amount, with no stated cap, if the drawer fails to pay within 15 days of notice (3 veces).[1]
Reglas de préstamos en Colorado: Leyes de préstamos en Colorado.
Fuentes
- Colorado General Assembly, Office of Legislative Legal Services. Colorado Revised Statutes 2024, Title 13, Section 13-21-109, Recovery of Damages for Checks, Drafts, or Orders Not Paid Upon Presentment.
- Colorado General Assembly, Office of Legislative Legal Services. Colorado Revised Statutes 2024, Title 18, Section 18-5-205, Fraud by Check.