Datos clave
| Indicador | Valor | Año |
|---|---|---|
| civil damages rule[1] | A drawer who does not pay a dishonored check within 30 days after the payee mails a second written demand owes the face amount plus liquidated damages of no more than twice the face amount or $750, whichever is less, when there was no account, or no more than twice the face amount or $400, whichever is less, when funds were insufficient, under N.Y. General Obligations Law Section 11-104. Only a payee who posts or gives conspicuous notice to the public of the additional damages, and that criminal penalties may result, can recover them. Checks for residential rent, for residential gas, electric, steam, telephone or water service, or for repayment of a debt secured by collateral the payee has repossessed are excluded. | 2014 |
| misdemeanor penalty[2] | Issuing a bad check is a class B misdemeanor under N.Y. Penal Law Section 190.05. The offense covers a drawer who utters, or a person who passes, a check knowing the drawer does not have sufficient funds to cover it, who intends or believes payment will be refused, when payment is then refused. | 2014 |
| notice period days[1] | 30 | 2014 |
| statute citation[2] | N.Y. Penal Law Section 190.05, issuing a bad check | 2014 |
| treble damages[1] | 2 | 2014 |
Reglas de préstamos en Nueva York: Leyes de préstamos en Nueva York.
Fuentes
- New York State Senate (Open Legislation). New York General Obligations Law Section 11-104, Additional liability of drawer.
- New York State Senate (Open Legislation). New York Penal Law Section 190.05, Issuing a bad check.