Guía para el consumidor

Leyes sobre cheques sin fondos en Míchigan

Datos clave

IndicadorCifra
Monto a partir del cual es delito grave[1]$500Año 2026
Plazo del aviso[2]30 díasAño 2026
  • Daños civilesA maker found responsible in a civil action is liable for the full check amount, civil damages of twice the check amount or 100 dollars (whichever is greater), and costs of 250 dollars.[2]
  • Pena por delito menorUnder MCL 750.131, a check under 100 dollars is a misdemeanor punishable by up to 93 days and a 500 dollar fine on a first offense; amounts of 100 to 500 dollars remain a misdemeanor with higher fines; 500 dollars or more is a felony punishable by up to 2 years and a fine of up to 2,000 dollars or 3 times the amount payable.[1]
  • Cargo máximo por cheque devueltoProcessing fee of 25 dollars if paid within 7 days (excluding weekends and holidays) of the demand, or 35 dollars if paid within 30 days ($35).[2]
  • Ley citadaMich. Comp. Laws Section 750.131[1]

Reglas de préstamos en Míchigan: Leyes de préstamos en Míchigan.

Fuentes

  1. Michigan Legislature. Michigan Compiled Laws Section 750.131.
  2. Michigan Legislature. Michigan Compiled Laws Section 600.2952.