Consumer guide

Bad check laws in Michigan

Key facts

MeasureFigure
Felony threshold amount[1]$500Year 2026
Notice period[2]30 daysYear 2026
  • Civil damages ruleA maker found responsible in a civil action is liable for the full check amount, civil damages of twice the check amount or 100 dollars (whichever is greater), and costs of 250 dollars.[2]
  • Misdemeanor penaltyUnder MCL 750.131, a check under 100 dollars is a misdemeanor punishable by up to 93 days and a 500 dollar fine on a first offense; amounts of 100 to 500 dollars remain a misdemeanor with higher fines; 500 dollars or more is a felony punishable by up to 2 years and a fine of up to 2,000 dollars or 3 times the amount payable.[1]
  • Service fee maximumProcessing fee of 25 dollars if paid within 7 days (excluding weekends and holidays) of the demand, or 35 dollars if paid within 30 days ($35).[2]
  • Statute citationMich. Comp. Laws Section 750.131[1]

Lending rules in Michigan: Michigan lending laws.

Sources

  1. Michigan Legislature. Michigan Compiled Laws Section 750.131.
  2. Michigan Legislature. Michigan Compiled Laws Section 600.2952.