Guía para el consumidor

Leyes sobre cheques sin fondos en Washington

Datos clave

IndicadorCifra
Monto a partir del cual es delito grave[1]$750Año 2026
Plazo del aviso[2]15 díasAño 2026
  • Daños civilesThe payee may collect a reasonable handling fee; if the check stays unpaid 15 days after a notice of dishonor, the drawer also owes 12 percent annual interest and collection costs of up to 40 dollars or the check's face amount, whichever is less, and in a court action the court awards attorney's fees plus 3 times the face amount or 300 dollars, whichever is less.[2]
  • Pena por delito menorUnlawful issuance of a bank check for 750 dollars or less is a gross misdemeanor requiring full restitution and a fine of up to 1,125 dollars, with at least 375 dollars or 150 percent of the check amount, whichever is greater, not eligible to be suspended or deferred.[1]
  • Ley citadaRCW 9A.56.060[1]
  • Multiplicador de los daños civilesIn a court action after notice and the 15-day period, damages include 3 times the face amount of the check or 300 dollars, whichever is less, in addition to reasonable attorney's fees.[2]

Reglas de préstamos en Washington: Leyes de préstamos en Washington.

Fuentes

  1. Washington State Legislature. RCW 9A.56.060. Unlawful issuance of checks or drafts.
  2. Washington State Legislature. RCW 62A.3-515. Damages, attorneys' fees for dishonored check.