Key facts
| Measure | Figure |
|---|---|
| Felony threshold amount[1] | $750Year 2026 |
| Notice period[2] | 15 daysYear 2026 |
- Civil damages ruleThe payee may collect a reasonable handling fee; if the check stays unpaid 15 days after a notice of dishonor, the drawer also owes 12 percent annual interest and collection costs of up to 40 dollars or the check's face amount, whichever is less, and in a court action the court awards attorney's fees plus 3 times the face amount or 300 dollars, whichever is less.[2]
- Misdemeanor penaltyUnlawful issuance of a bank check for 750 dollars or less is a gross misdemeanor requiring full restitution and a fine of up to 1,125 dollars, with at least 375 dollars or 150 percent of the check amount, whichever is greater, not eligible to be suspended or deferred.[1]
- Statute citationRCW 9A.56.060[1]
- Treble damagesIn a court action after notice and the 15-day period, damages include 3 times the face amount of the check or 300 dollars, whichever is less, in addition to reasonable attorney's fees.[2]
Lending rules in Washington: Washington lending laws.
Sources
- Washington State Legislature. RCW 9A.56.060. Unlawful issuance of checks or drafts.
- Washington State Legislature. RCW 62A.3-515. Damages, attorneys' fees for dishonored check.