Consumer guide

Bad check laws in Idaho

Key facts

MeasureFigure
Felony threshold amount[1]$250Year 2026
Notice period[2]15 daysYear 2026
Service fee maximum[2]$20Year 2026
  • Civil damages ruleA dishonored check not paid within 15 days after notice of dishonor draws 12 percent annual interest from the date of dishonor plus a collection cost of up to 20 dollars or the face amount, whichever is less, and in a court action the court awards reasonable attorney's fees, under Idaho Code Section 28-22-105.[2]
  • Felony penaltyDrawing a check of 250 dollars or more with insufficient funds, or a check of any amount with no funds or credit at all, with intent to defraud, is punishable by up to 3 years in state prison, a fine of up to 50,000 dollars, or both, under Idaho Code Section 18-3106.[1]
  • Misdemeanor penaltyA first offense for a check under 250 dollars drawn with some but not enough funds, with intent to defraud, is punishable by up to 6 months in county jail, a fine of up to 1,000 dollars, or both, under Idaho Code Section 18-3106.[1]
  • Statute citationIdaho Code Section 18-3106, drawing check without funds[1]

Lending rules in Idaho: Idaho lending laws.

Sources

  1. Idaho State Legislature. Idaho Code Section 18-3106, Drawing check without funds, drawing check with insufficient funds.
  2. Idaho State Legislature. Idaho Code Section 28-22-105, Checks dishonored by nonacceptance or nonpayment, liability for interest, collection costs and attorney's fees.