Key facts
| Measure | Value | Year |
|---|---|---|
| civil damages rule[1] | A dishonored check not paid within 15 days after notice of dishonor draws 12 percent annual interest from the date of dishonor plus a collection cost of up to 20 dollars or the face amount, whichever is less, and in a court action the court awards reasonable attorney's fees, under Idaho Code Section 28-22-105. | 2026 |
| felony penalty[2] | Drawing a check of 250 dollars or more with insufficient funds, or a check of any amount with no funds or credit at all, with intent to defraud, is punishable by up to 3 years in state prison, a fine of up to 50,000 dollars, or both, under Idaho Code Section 18-3106. | 2026 |
| felony threshold amount[2] | 250 | 2026 |
| misdemeanor penalty[2] | A first offense for a check under 250 dollars drawn with some but not enough funds, with intent to defraud, is punishable by up to 6 months in county jail, a fine of up to 1,000 dollars, or both, under Idaho Code Section 18-3106. | 2026 |
| notice period days[1] | 15 | 2026 |
| service fee max[1] | 20 | 2026 |
| statute citation[2] | Idaho Code Section 18-3106, drawing check without funds | 2026 |
Lending rules in Idaho: Idaho lending laws.