Terms of use

The terms that govern your use of this website and any loan request you submit.

This text is under legal review and may change before launch.

Our role

BadCreditMD is operated by BadCreditMD, LLC. BadCreditMD is not a lender or broker and does not make loans or credit decisions. When you submit a request, a lending network partner shares it with third-party lenders, and those lenders or the partner may pay us a fee for each referral. The lenders decide whether to offer you a loan.

No promise of approval

Submitting a request does not mean you will be approved or funded, or that you will receive a particular amount or rate.

Information on this site

We check state law information against statutes and regulators and date every check, but laws change. It is general information, not legal or financial advice.

Your responsibilities

You agree to give accurate information about yourself and to submit requests only for yourself.

Changes

We may update these terms. The date at the top of the page shows the latest version.