Consumer guide

Bad check laws in Illinois

Key facts

MeasureFigure
Felony threshold amount[1]$150Year 2026
Notice period[1]30 daysYear 2026
  • Civil damages ruleIf the check amount is not paid within 30 days after a written demand, a civil action may recover the amount owing plus treble damages of not less than 100 dollars nor more than 1,500 dollars, plus attorney's fees and court costs, under 720 ILCS 5/17-1(E).[1]
  • Felony penaltyIssuing a bad check is a Class 4 felony when the value of property obtained exceeds 150 dollars in a single transaction or in separate transactions within a 90 day period, or on a second or later offense, under 720 ILCS 5/17-1.[1]
  • Misdemeanor penaltyIssuing a bad check is a Class A misdemeanor unless the value of property obtained exceeds 150 dollars in a single transaction or in separate transactions within a 90 day period, under 720 ILCS 5/17-1.[1]
  • Statute citation720 ILCS 5/17-1, deceptive practices[1]

Lending rules in Illinois: Illinois lending laws.

Sources

  1. Illinois General Assembly. 720 ILCS 5/17-1, Deceptive practices.