Consumer guide

Bad check laws in North Carolina

Key facts

MeasureFigure
Felony threshold amount[1]$2,000Year 2026
Service fee maximum[2]$35Year 2026
  • Misdemeanor penaltyUnder North Carolina law, writing a worthless check for 2,000 dollars or less is generally a Class 3 misdemeanor, rising to a Class 1 misdemeanor if the account is nonexistent or was closed by the drawer or bank, or on a fourth or later conviction under this section.[1]
  • Statute citationN.C. Gen. Stat. Section 14-107[1]

Lending rules in North Carolina: North Carolina lending laws.

Sources

  1. North Carolina General Assembly. GS 14-107 - Worthless checks; multiple presentment of checks.
  2. North Carolina General Assembly. GS 25-3-506 - Collection of processing fee for returned checks.