Key facts
| Measure | Figure |
|---|---|
| Felony threshold amount[1] | $1,000Year 2026 |
| Notice period[1] | 10 daysYear 2026 |
| Service fee maximum[1] | $40Year 2026 |
- Civil damages ruleUnder North Dakota law, if the check writer does not pay the check in full plus collection fees or costs of up to 40 dollars within 10 days of receiving a notice of dishonor, the holder may sue for a civil penalty equal to the lesser of 200 dollars or three times the amount of each check.[1]
- Misdemeanor penaltyUnder North Dakota law, issuing a check with insufficient funds is an infraction if the shortfall is 100 dollars or less, a class B misdemeanor above 100 dollars up to 500 dollars, and a class A misdemeanor above 500 dollars up to 1,000 dollars, escalating to a class C felony above 1,000 dollars; prior convictions within three or five years can raise the grade.[1]
- Statute citationN.D. Cent. Code Section 6-08-16[1]
Lending rules in North Dakota: North Dakota lending laws.
Sources
- North Dakota Legislative Assembly. N.D.C.C. Chapter 6-08, General Provisions (Banks and Banking).