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Installment loans

Check your options in New Jersey

BadCreditMD is not a lender. A lending network partner runs this request form and shares your request with lenders, who set their own rates and terms and decide whether to lend.

  • BadCreditMD is not a lender or broker. Our lending network partner runs the form below and asks for your consent in its own form before it shares your request with lenders.
  • Lenders may check your credit, which may affect your score. Lenders set their own rates and decide whether to lend.
  • There is no fee to use our service, and submitting a request does not mean you will be approved or funded.
Read the full notice

The form below is provided and run by our lending network partner, not by BadCreditMD. The partner receives the information you enter and asks for your consent in its own form before it shares your request with lenders; read its terms before you submit. BadCreditMD, LLC does not receive the information you enter in that form. Lenders may check your credit, which may affect your score. Your use of this site is covered by the BadCreditMD Terms of Use and Privacy Policy. BadCreditMD is not a lender or broker and does not make loans or credit decisions. A lending network partner shares requests with lenders, and those lenders or the partner may pay us a fee for each referral. There is no fee to use our service, and submitting a request does not mean you will be approved or funded.

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Important disclosures

APRs vary by lender and state in New Jersey. Each lender sets its own rates and terms and must show you the APR before you sign.

Representative example

Amount borrowed
$1,000
Annual percentage rate (APR)
29.99%
Repayment
12 monthly payments
Payment
$97.48
Finance charge
$169.76
Total of payments
$1,169.76

Example: a $1,000 installment loan at 29.99% APR repaid in 12 monthly payments of $97.48 costs $1,169.76 in total, including a finance charge of $169.76. Illustration only; your lender will disclose your actual APR, payment schedule and total cost before you accept a loan.

  • BadCreditMD is not a lender or broker and does not make loans or credit decisions. When you submit a request, a lending network partner shares it with third-party lenders, and those lenders or the partner may pay us a fee for each referral. The lenders decide whether to offer you a loan.
  • There is no fee to use BadCreditMD. Lenders or our lending network partner may pay us.
  • Lenders set their own rates, fees and terms. Offers depend on your credit, income, state of residence and each lender's criteria.
  • Our service is not available in all states, and not every loan type is available in every state.
  • By submitting a request you consent to lenders checking your credit, which may affect your score, and to your information being shared with them.
  • Submitting a request does not mean you will be approved or funded, or that you will receive any particular amount or rate.
  • Short-term loans are costly and are not a long-term financial solution. Borrow only what you can repay on time.
  • BadCreditMD publishes general information about loans and state rules. It is not legal or financial advice.
  • BadCreditMD is operated by BadCreditMD, LLC, 30 N Gould St Ste N, Sheridan, WY 82801. Contact: pr@badcreditmd.com. Full details are on our disclosures page and disclaimer.
  • Questions about a lender licensed in New Jersey? Contact the New Jersey Department of Banking and Insurance (DOBI) or file a state complaint.
  • You can submit a complaint about any lender to the Consumer Financial Protection Bureau at consumerfinance.gov/complaint.