Consumer guide

Bad check laws in Montana

Key facts

MeasureFigure
Felony threshold amount[1]$1,500Year 2025
Service fee maximum[2]$30Year 2025
  • Civil damages ruleA person who issues a dishonored check is liable to the payee for a service charge plus the greater of 100 dollars or three times the check amount, though total damages may not exceed the check's value by more than 500 dollars.[2]
  • Misdemeanor penaltyUnder Mont. Code Ann. 45-6-316, issuing a bad check draws a fine of up to 1,500 dollars or up to 6 months in county jail, or both; if the value obtained or attempted exceeds 1,500 dollars or the checks are part of a common scheme, the fine may reach 50,000 dollars with up to 10 years in state prison.[1]
  • Notice periodThe written demand must be made at least 10 days before a civil action for damages is started (10 days).[2]
  • Statute citationMont. Code Ann. Section 45-6-316[1]
  • Statute of limitations6 years from the date of the written demand (6 years).[2]

Lending rules in Montana: Montana lending laws.

Sources

  1. Montana Legislature. 45-6-316. Issuing a bad check.
  2. Montana Legislature. 27-1-717. Issuing a bad check, draft, converted check, electronic funds transfer, or order or stopping payment -- civil liability -- statute of limitations.