Key facts
| Measure | Value | Year |
|---|---|---|
| credit repair advance fee note[1] | A credit repair organization may not charge or receive payment for a service before that service is fully performed, under the Credit Repair Organizations Act. | 2026 |
| credit repair cancel window days[2] | 3 | 2026 |
| credit repair organization definition[3] | Congress enacted the Credit Repair Organizations Act to protect the public from unfair or deceptive advertising and business practices by credit repair organizations. | 2026 |
Sources
- Cornell Law School Legal Information Institute. 15 U.S. Code 1679b - Prohibited practices.
- Cornell Law School Legal Information Institute. 15 U.S. Code 1679c - Disclosures.
- Cornell Law School Legal Information Institute. 15 U.S. Code 1679 - Findings and purposes.