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Restricted in Alaska

Title loans are restricted in Alaska

Alaska law limits title loans, and there is no request form for them here. Here are other options and free help in Alaska.

BadCreditMD is not a lender or broker. We explain your options; a lending network partner shares requests with lenders, who set their own rates and decide whether to lend. See disclosures.

Last updated .

Part of the Alaska guide

Why this is not available

Alaska allows title loans only in limited forms or under restrictions that lenders in our partner's network do not currently serve. Regulator: Alaska Division of Banking and Securities.

Title loans in Alaska
ProductStatusAPR capAmountTermLicenseLaw
Title loans[1] RestrictedHigh-cost loan Not verified Not set by statute Not set by statute None listed See sources
Verified against the statute and regulator on September 23, 2026. Laws change; confirm with the regulator before you borrow.

Other options in Alaska

Cheaper options to try first

  • Credit union payday alternative loans (PALs), capped at 28% APR under NCUA rules (12 CFR 701.21).
  • Nonprofit credit counseling through the National Foundation for Credit Counseling.
  • A payment plan from the company you owe, if you ask before you miss a payment.
  • 211 for help with rent, utilities and food: call 211 or visit 211.org.

More cheaper options in Alaska.

Other loan types allowed in Alaska

See every loan type Alaska law allows.

Sources

  1. commerce.alaska.gov. Alaska Division of Banking and Securities (Dept. of Commerce, Community and Economic Development). Retrieved September 23, 2026.

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Important disclosures

APRs vary by lender and state in Alaska. Each lender sets its own rates and terms and must show you the APR before you sign.

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  • Questions about a lender licensed in Alaska? Contact the Alaska Division of Banking and Securities or file a state complaint.
  • You can submit a complaint about any lender to the Consumer Financial Protection Bureau at consumerfinance.gov/complaint.